Johnston Investment Counsel is a fee-only firm. Our compensation is paid solely by our clients — not from any products.
JIC receives no sales commissions, referral fees, 12-b1 fees, or other compensation for its advice and recommendations. Fee-only advice is more transparent than other forms of financial advisor compensation as the client’s fee is fully disclosed. In addition, fee-only advice reduces conflicts of interest since the compensation received is not tied to the products and/or services we recommend. As a result, JIC does not have an incentive to recommend a specific product.
National Association of Personal Financial Advisors (NAPFA)
NAPFA is the country’s leading professional association of Fee-Only financial advisors—consisting of highly trained professionals who are committed to working in the best interests of those they serve. NAPFA’s rich history began in 1983 when a group of advisors simply wanted to serve their clients without muddling the relationship with commissions. Since then, NAPFA has developed high standards in the field and each advisor must annually sign and renew a Fiduciary Oath and subscribe to NAPFA’s Code of Ethics. It’s all a part of NAPFA’s mission.
NAPFA membership provides support and education for over 2400 members all over the country and is governed by its national board and supported by four region boards. NAPFA members live by three important values:
To be the beacon for independent, objective financial advice for individuals and families.
To be the champion of financial services delivered in the public interest.
To be the standard bearer for the emerging profession of financial planning.
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