Evaluating Insurance Needs, Coverage, and Policy Specifics
Insurance is about protecting something you value — be it your income, assets, or loved ones.
Evaluating existing insurance coverage is an important component of a comprehensive financial plan — to make sure what you value is protected in case of an unexpected loss.
Johnston Investment Counsel’s insurance planning process reviews your existing insurance coverages including deductibles, limits, and any policy riders you may have. If we believe a change in coverage and/or limits is in the client’s best interest, we will recommend an adjustment.
As a fee-only firm, JIC does not sell insurance, so we have no financial incentive to recommend additional coverage or increase policy limits unless it is warranted. Our sole objective is to make certain clients have the right type and amount of coverage for their unique circumstances.